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 Important Aspects to Consider When Buying a Car

It is an exciting time when you are ready to buy your very first vehicle and there are a few things to take into account; it is important to consider the various fuel options, including EVs (electric vehicles). Whether a new or used car, we are talking about a significant investment; most people take out a car loan, which they can repay over a few years.

Here are some important aspects to think about when buying a car.

    • New or used car? – The great thing about a new vehicle is the fact that, aside from a few km, the car has not been used, so you can be sure that everything is perfect. There are downsides; when you drive a new car off the dealer’s forecourt, the value drops by at least 12% (could be up to 15%); most motorists that choose a new car intend to keep it for at least 5 years.
  • Style – There are quite a few styles, from the two-seater sports, family sedan, SUV and pick up (ute). In this regard, your head should rule your heart, select a vehicle type that is suitable to your lifestyle and with online car loans from a leading Australian lender, the car of your dreams will soon be parked in your driveway. 
  • Running costs – High performance cars are usually gas guzzlers and while it might be cool to own a V8, consider what it will cost in terms of fuel. If the car is not one of the major makes, it might be difficult (and expensive) to acquire parts. Your package would include several free services and we recommend only using manufacturer-approved garages when having the car serviced. Here are a few ways to consolidate debt.
  • Power options – If you have yet to drive an EV, book a test drive at your nearest dealership and be prepared for a few surprises. The silence is a bit eerie and there are no gear changes to make, which makes driving a lot easier. Petrol and diesel are both options, plus there are a lot of hybrids that appeal to eco-friendly drivers who don’t want to let go of the internal combustion engine. Charging stations are popping up all over Australia, although remote regions would not have coverage and you do need to take that into account if an EV interests you. Luckily, the range of EV vehicles has improved dramatically in recent years, so with a home charger and EV charging cables, you should be able to make most journeys comfortably.
  • Budget – If you are using a finance package, decide on an amount that you can comfortably afford and that will determine the price range. Don’t forget to factor in road tax and insurance, as well as running costs, which includes repairs and maintenance. 
  • Online solutions for car insurance – Google is your best buddy and can zero in on the cheapest auto insurance; some brokers offer no-claims bonus discounts for older, more experienced drivers with a no-accident history.

When buying a used car, always insist on some form of warranty and if you don’t know much about the inner workings of a car, take a mechanic and ask him to assess the car.